Eradicating Poverty Through Human Ingenuity – Blog Action Day 2008

by Marelisa · View Comments

PovertyToday, October 15th, is Blog Action Day 2008, and the issue being tackled this year is poverty. Thousands of bloggers are writing about poverty today to raise awareness about this issue and hopefully incite others–as well as themselves–to take whatever steps they can to help eradicate the malaise of poverty which affects more than a billion human beings. The following was taken from “The World Bank” web site:

“Poverty is hunger. Poverty is lack of shelter. Poverty is being sick and not being able to see a doctor. Poverty is not having access to school and not knowing how to read. Poverty is not having a job, is fear for the future, living one day at a time. Poverty is losing a child to illness brought about by unclean water.”

Consider the following (Source):

  • The World Bank estimates that more than a billion people live on less than US$1.00 (one dollar) per day.
  • Each day, over 30,000 children die from malnutrition and preventable diseases such as malaria, diarrhea and pneumonia.
  • 70% of the world’s poor are women.
  • One in five children in the developing world does not have access to safe water, and one in seven has no access whatsoever to essential health services.
  • A lack of food can stunt growth, slow thinking, sap energy, hinder fetal development and contribute to mental retardation.

Below you will find the story of a man who–through his ingenuity–is making an enormous contribution toward easing the suffering of the poor.  I hope his story will inspire you to ask: “What can I do to help?”  Then the second section of this article will help you create your own plan of action.

Muhammad Yunus – Banker to the Poor

PovertyMuhammad Yunus, managing director of Grameen Bank in Bangladesh and winner of the Nobel Peace Prize in 2006 is credited with inventing the practice of microcredit lending more than thirty years ago. Grameen’s strategy is to offer miniscule loans to very poor people on terms suitable to them, and teaching them a few sound financial principles, giving them the means to generate income and work their way out of poverty.

Back in 1974 he saw how people suffered for a tiny amount of money. Destitute basketweavers had to borrow from moneylenders, and the moneylenders took advantage of them. Yunus made a list of 42 people who needed just a little bit of money to get their business started and he lent them the money. The total amount of money they needed, between all of them, was $27.00. The government of Bangladesh was talking about investing billions of dollars in various programs, but these people didn’t need billions of dollars right away. They needed a tiny amount of money.

With this new found philosophy he went on to create the Grameen Foundation which to this day is helping to eradicate poverty from the bottom up, giving tiny loans, financial services and technology to the poor–mostly women–to start self-sustaining businesses to escape poverty. The year 2005 was declared “The Year of Microcredit” and there are over 100 million people now involved with microcredit programs.

His vision for the future is to make credit a human right so that each individual human being will have the opportunity to take out loans and implement his or her ideas so that they can create their own jobs, instead of waiting for someone to hire them. He hopes that this will lead to a world where not a single human being will suffer from the misery and indignity of poverty. He says that at the rate we’re heading, we’ll halve total poverty by 2015 and we’ll create a poverty museum in 2030.

Here is a quote from Muhammad Yunus:

“I have described poor people like a bonsai — that little tree that grows in a flower pot. I said you pick the best seed of the tallest tree in the forest, and plant it in a flower pot, and it will grow into a tiny tree. Is there anything wrong with the seed? Nothing is wrong with the seed.

It’s the best seed. Then why is it tiny? Because you planted it in a flower pot. You didn’t allow it to grow in the real soil. The poor people are the bonsai people. Society has not allowed them the real soil. If you allow them the real soil, real opportunities, they will grow as tall as everybody else.”

Create Your Own Action Plan Using This Ten Step Creativity Process

Follow the ten step creativity process below in order to create your own action plan to help eradicate poverty:

1.  Observation of a need or difficulty: Choose who or what group of people you would like to help. Poverty and need may exist in your hometown, or perhaps an hour away. Maybe you would like to help the poor in another country or a specific group of people, such as destitute veterans, children with learning disabilities from low income families, and so on.

2.  Analysis of the need: Women at a shelter might need clothes to go on job interviews, children from low income homes might need books for school, a country in the developing world might need medical supplies such as bandages and dressings, glasses and eye drops, over the counter pain relievers, dental care products, and so on.

3.  Research and survey all available information: In order to come up with a creative solution you need to gather and study as much information on the situation as you can.

4.  Apply creativity techniques such as analogies, branching out from a given concept, using a random word, classic brainstorming, and so on to help you generate ideas and possible solutions.  You can also apply the three creative techniques I write about in this post: “Three Incredibly Effective Creativity Techniques”.

5.  Allow time for incubation: go for a walk, take a nap, or work on something else.

6.  Formulate all possible solutions.

7. Analyze these solutions for their advantages and disadvantages.

8. Choose the solution you’ve concluded will create the best results.  How about sending bicycles to countries in Central America to allow people to pedal their way out of poverty?

9. Implement the solution you’ve chosen; give physical form to the idea.

  • Hold the shoe drive.
  • Write to institutions asking for donations to buy mosquito netting and ship them to countries in Africa so that families have protection from malaria and other diseases.
  • Sponsor a child through Christian Children’s Fund or another organization.

10.  Evaluate: Experiment to test out the chosen solution.  Adjust, learn, and evaluate, repeating this same cycle as many times as necessary.

Conclusion

If you want to get started right away, go ahead and invest in an entrepreneur in the developing world by visiting www.kiva.com. You can also find a list of “88 Ways to Take Action Against Poverty Right Now” here.

The Nobel Committee had the following to say when they gave Muhammad Yunus the Nobel Peace Prize: “Lasting peace cannot be achieved unless large population groups find ways in which to break out of poverty”.

Editor’s Note: This article was featured on the Blog Action Day 2008 web site.

(“Half a Million Views Today”; courtesy of carf)
(“Bonsai Tree”; courtesy of trnelson)

Elsewhere in the blogosphere:

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  • Mare
    Hi Cynthia: I think it's great that you're making sure that people remember the promises that they made on blog action day :-)
  • Thank you so much for telling the story of Yunus and also for your ten-step creativity process. I'm trying to keep this issue alive by continuing to post comments for Blog Action Day entries and I am impressed that so many people took the time out to help those less fortunate.

    Cynthia Wunschs last blog post..
  • Mare
    Hi Mitch: Those people over at the Noble Committee certainly know how to pick them :-)

    Hi Zach: Thank you for including a link to compassion.com.
  • Hey there!

    I would like to point out Compassion International as another organization that helps children out of poverty.

    You can learn more about them by visiting http://www.compassion.com

    Thanks!

    Zach

    Zach Younkins last blog post..Test
  • Another great Blog Action Day post. Some people are able to figure out easy ways to help others, so I applaud Yunus for his ingenuity.
  • Mare
    Hi Bamboo: I think that sometimes a donation is needed just because the need is so immediate (if someone doesn't have anything to eat it doesn't do them much good to learn a method of generating an income that will produce results in a couple of months). So I agree with you that it's a combination of both.
  • Mare
    Hi Kelly: Actually I thought that to myself: "Kelly hasn't been around; she must be celebrating her birthday in style." :-) I think Yunus is incredibly inspirational and the world is lucky to have people like him. It sounds like you've found ways to give back to the world Kelly, that's excellent!

    Hi Robin: It's the old adage: don't give people a fish, teach them how to fish.
  • That's so interesting about the micro-credit - I was hoping I'd here something like this for blog action day. I've heard other stories of programs too, where people are supplied with the sewing machines or whatever they need to get going. Good stuff.

    Robins last blog post..Galaxy For Blog Action
  • I'm a bit slow Marelisa (been out celebrating my birthday) but I'm so glad I stopped by to see what you wrote for Blog Action Day. A truly inspiring post about a phenomenal man: Muhamman Yunus. His is truly the example of a "hand up, not a hand out" and empowering the poor. I also love your 10 Step creativity process for coming up with a personal action plan. I'm such a fan of Kiva. It's a wonderful idea and I'm proud to be able to loan money to people who need it to create a better future. Actually, this was one of the things I loved most about ESL teaching (english language). Amongst the wealthy Swiss, Germans and Japanese I taught, I also taught Columbians and people from the Czech republic, and East Timor and all these people were learnign english to change theri life for the better, to open doors and create opportunity. I felt so lucky to be part of that journey with them, and their graduation ceremonies were always days that I would struggle not to tear up at their achievement and what it meant.

    In my life, I have found that helping others brings me just as much as the people who I have helped.

    Kelly :)
  • I really like what Muhammad Yunus instituted. It's very inspiring. And, creating jobs sounds a lot more like a long term solution than donations (though those are vital too).

    Bamboo Forests last blog post..Cultivating Awareness: The Sure Path to Reaching The Top
  • Mare
    Hi Maya: Poverty does have more of an impact when you see it up close.

    Hi Vered: I think it's great that you've included giving to charities in your budget :-)

    Hi Davina: The problem does seem overwhelming, but I think we should each do whatever we can, however small and insignificant it might seem. Every little act of giving helps.

    Hi Patricia: That architect sounds fabulous. I'm going to go read more about him on your blog.
  • Mare
    Hi Cath: With $27 he helped 42 people and now he has a bank that helps millions and a Nobel prize. Small steps can lead to gigantic achievements.

    Hi Chris: Education is key to ending poverty. I read somewhere that the idea is not just to give someone a cow, but to teach them how to take care of the cow and create fertilizer from the cow manure. Simply giving loans is not enough either, you have to give them some basic financial education.

    Hi Tom: And I read that 99% of the people Grameen Bank lends money to pay it back. That's a better track record than the banks that make you jump through every conceivable hoop before lending you a cent.

    Hi Melissa: Thank you, I sent you an e-mail :-)
  • Mare
    Hi Mary: The newsletter you suggest sounds like an excellent idea. I think children would certainly be motivated to improve their reading and writing skills if they could see their work showcased in the manner you suggest. I also agree it would lead to greater understanding and respect of other cultures if children could read newsletters created by children of other countries.

    Hi David: I think Christian Children's Fund does an outstanding job helping children who live in poverty.
  • Mare
    Hi Natural: If a fraction of the money spent on defense by powerful nations were allotted to helping the needy, poverty could be ended. I agree it's disgusting.

    Hi Kouiji: I read the haiku your wrote about poverty, I thought it was great :-)

    Hi Lori: Microloans are truly a brilliant idea.

    Hi Ellen: I think that's an excellent example of creative problem solving: you know from experience how time deprived single moms can be, and the solution can be to create daycare centers where people volunteer their time.

    Hi Sarah: I was very impressed by what Muhammad Yunus and the Grameen Foundation have been doing to help the poor since I first read about microcredit about two years ago.
  • Thank you for sharing the story. Every little bit helps no matter how we decide to help!

    Stacey Shipmans last blog post..Success Comes from The Heart
  • Thank you for sharing this story and for sharing your creative action planning process.

    Stacey / Create a Balances last blog post..Take Action! Help Children Impacted by Poverty
  • Very nice article today and this is another telling of an amazing success story from a basic idea and an ingenious solution to a problem.

    I tried to tell the story today on my blog of an architect that is creating 1.6 million jobs while reducing our energy dependence by reducing buildings use of energy by 50% - His designs are stunning and he puts people to work designing and building the products he needs to make his buildings work.
    His ideas will not keep the oil barons in charge and money (drill,drill,drill) or build new Nuclear Plants over the next 45 years for $215 million a year for the same workers to be employed and it will reduce our energy dependence and Green house Gases while creating non-outsource able work at home.
    We can all part take...study his work at www.architecture2030.org - Ed Mazria

    Patricias last blog post..American Ingenuity – or Crisis Intervention to Discover Success
  • Mare
    Hi Oktober Five: I know that you participated as well, I think it's important to highlight important issues. Yunus is truly an inspiration.

    Hi Embejo: I like his quote about the bonsai people, it's so true. Everyone deserves the chance to grow on rich soil instead of being put into a tiny pot.

    Hi Evelyn: I read your post, it's so true that adding natural disasters to poverty makes the situation even worse.

    Hi Lance: There are a few children's charities here in Panama that hold raffles to raise money. I always buy a ticket; it makes me feel like I'm helping my community.
  • Hi Mare. Another inspiring post! Poverty seems like such a huge problem and makes me feel hopeless to deal with it. But, it helps to know that there are people like Muhammad Yunus.

    Davinas last blog post..Blog Action: Pass The Change, Be The Change
  • Our family has a giving budget that includes poverty-related charities. But I am going to check out kiva.com. Thank you for an inspiring article, Mare.

    Vered - MomGrinds last blog post..Women Who Say No To Photoshopping
  • Mare,

    I think observation is very powerful. There is nothing like seeing poverty up close. And thank you for yet another great story.
  • You did a great job rounding up the facts for this post, and did you know that this post is featured at the Blog Action Day website? Great job Marelisa!
  • I love micro-lending. it appears to be the best way to help those who are truly willing to help themselves. At least the money gets directly to those who need it. I've been lending through Liva for a couople of years now and it's a very seamless way to pitch in. Thanks for shining a light on this need.

    Tom Volkar / Delightful Works last blog post..Finding Your Path to a Successful Business Startup
  • Microcredit is truly revolutionary. My hope is that with good quality education accessible to every one, we reduce the effects of poverty.

    Chriss last blog post..My Back
  • Hi Mare - what a wonderful story. It just shows how much can be achieved, if someone searches for a solution and finds a way to persuade others to get involved. $27 is such a small amount out of billions.

    Now, I will be thinking of some of your ways to come up with ideas to help others. It seems like these micro-solutions can do a world of good.
  • Thanks for mentioned Christian Children's Fund and for blogging about poverty today. We at CCF are also participating in Blog Action Day: http://ccfinthefield.blogspot.com/

    David Hyltons last blog post..
  • Mary
    I am heartened to see you highlighting the story of the Banker to the Poor. So often nonprofit funds are used to offer short-term, immediate relief - promoting donors' participation in microloan programs can surely benefit low-income people worldwide. And, it shows how someone, using a common sense business model, can do tremendous good for those in poverty.

    Also exciting would be if, in every school, students in each grade would be required to write for a monthly newsletter, giving them bylines, which would then be posted to the school's website (without the children's names in the byline). Students would become more motivated to learn to read and write, as they see the impact the skill has within writing for their own school community. Communication between parents and students would expand, as the newsletter would offer a regular print source of information to which the child has contributed. Surely newspaper readership, and reader contribution, would increase, with voices being heard from the least, who have learned to use writing, and technology, to bypass mainstream media and tell their stories in their own words. Teachers could create assignments for students that involved reading newsletters of students in other schools throughout the world, demonstrating that children everywhere have similar interests (arts, sports, movies, etc.) and generating greater respect for difference of opinion in taste. This initiative would surely contribute to peace and justice, as people can channel their differences of opinion into written arguments open to futher debate.
  • Sarah
    Thanks for participating in Blog Action Day. We also appreciate your shout out to Grameen and your support of microfinance. Microfinance is truly amazing and the work that Yunus and Grameen Foundation has done is incredible. Thanks for your support!
  • Hi Mare,

    Great action plan ideas. I've heard of Muhammad Yunus but I've never heard of kiva.com.

    Right now I'm a hospice volunteer and I actively support Amnesty International. I think a lot of these poverty problems are due to war and we could alleviate a lot of suffering and starvation if we could help prevent wars.

    In the future I'd like to do volunteer at a homeless shelter or woman's shelter. I used to be a single mother so I know one thing single mom's really need is TIME! There is a huge time poverty for single moms, and you can't afford babysitters. So, donating your time to help out in a daycare a few hours a week would be a good thing.

    Ellen Wilsons last blog post..Retreat
  • What an awesome idea. In my area the poverty level is quite high, and I will have to check into how the micro loans might help here. Thanks!

    SpaceAgeSage -- Loris last blog post..Yes, I survived the week-long media fast — and learned lots!
  • i love kiva. :) am currently unable to make a donation though, so i put up its banner on my blog (as well as that of freerice and goodsearch).

    saw this post via the front page of blog action day. it's great that you're participating. :)

    kouji haikus last blog post..philippine poverty haiku poems
  • I can hardly talk about this, but it is disgusting that poverty exists in the world we live in today. We pay athlets millions of dollars to bounce or toss a ball, we spend millions of dollars sending people to outer space when the real problems exist right here on earth. I think our priorites are sorely misguided. Very distrubing. Despite human efforts, I don’t see a solution.

    Naturals last blog post..Why Poverty?
  • Marelisa, thank you for highlighting this gentlemen who has really started an effort to reduce poverty in this world. I'm familiar with Kiva, but did not know the story behind these micro loans. And in learning more about this, I feel more compassion for those in need.

    In your action plan, the one that stands out to me is the first one - and specifically - the idea of helping out close to home. I think that's a great place to start - because I feel more connected to things that I can see and touch - and that, for me, is starting by doing something close to where I am...

    Thanks for spreading the word on poverty, and what we can do Mare. The more we hear this, the more likely we are to take some action...
  • Nice post you have on Blog Action Day. I invite you to read mine too :-)

    Evelyn Lims last blog post..Blog Action Day 08: Poverty
  • I came here throught Blog Action Day....so enjoyed reading the story of Muhamman Yunus.

    Embejos last blog post..Let’s Do Something About Poverty
  • Nice to see the blogs I read participating in blog action day. Your post thouroughly covered a lot of areas, and I love the example of Yunus.

    Oktober Fives last blog post..My Scalene Triangle of Poverty
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